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System · Payments & Billing

Let any AI agent take governed actions in Stripe

Stripe is the system that moves money — charges, refunds, credits, and subscriptions. Upware lets your agents act in it safely — deterministic, policy-bounded, and fully audited, without changing the system.

Governed by policy & RBAC Full audit trail Outbound-only on-prem bridge No rip-and-replace
The problem

Why agents stall at Stripe

Reading from Stripe is straightforward — pulling a subscription status or payment history is a safe, read-only call. Acting in Stripe is a different matter entirely. A refund is real money leaving the business; a credit applied to the wrong account compounds the problem, not fixes it. For an AI agent operating without guardrails, the risk isn't that it can't call the Stripe API — it's that the API has no knowledge of your refund eligibility rules, approval thresholds, or the requirement that every transaction land in the CRM and the ledger before the case is closed. Upware wraps those actions as governed AI skills: policy limits enforced before execution, dual-control above thresholds, and a complete audit trail on every move.

Irreversible by nature
A refund or credit is real money leaving the business. There is no undo — only policy limits enforced before the action.
Policy lives outside the API
Refund eligibility, caps, and approval thresholds live in finance policy, not in Stripe. A direct call knows none of it.
Reconciliation debt
A credit issued in isolation has to land in the CRM and the ledger too, or finance chases orphaned transactions.
What you unlock

Actions Upware makes safe in Stripe

Issue refunds and credits within policy limits
Apply account-level adjustments
Read payment and subscription status
Post the matching entry to finance systems
The harness

AI to learn. Deterministic to execute.

Upware learns the process once and encodes it as a mostly-deterministic workflow: system interactions replay exactly, and any LLM steps are wrapped in policy, verification, and audit — so execution stays governed and drift-proof.

O
Observe & Learn
Records the real workflow once, across every system it touches.
G
Generate
Builds the API, data flow, and logic automatically — no integration project.
E
Encapsulate
Wraps it as a governed AI skill over secure MCP or API.
R
Run
Executes deterministically — RBAC, audit, and scale built in.
FAQ

Common questions

How does Upware enforce our refund policy limits when an agent acts in Stripe?
Policy limits, approval thresholds, and eligibility rules are encoded into the Upware skill at authoring time — before any agent can call it. At runtime the action replays deterministically against those constraints, so a refund above your defined cap is blocked before the Stripe API is ever reached. The enforcement happens in the governed execution layer, not inside the LLM, which means it cannot be talked around or hallucinated past.
What audit trail does Upware produce for money-movement actions in Stripe?
Every action — the agent that triggered it, the policy check that ran, the exact parameters passed to Stripe, and the response received — is logged to an immutable audit trail. For finance and compliance teams this means every refund, credit, or subscription change is attributable to a specific user or agent identity with a full timestamp chain. That record is available for internal audit or external review without any manual reconstruction.
We already have direct Stripe API access for our agents. Why would we route through Upware instead?
Direct API access gives an agent the ability to issue a refund; it doesn't give it the judgment to know whether it should. Your refund caps, approval workflows, and the requirement to post a matching entry to your ledger and CRM live outside Stripe — in finance policy and downstream systems. Upware learns and encapsulates that full cross-system process, including the reconciliation steps, so the agent executes a governed action rather than a raw API call that creates orphaned transactions finance has to chase down.

Put your agents to work in Stripe

See how Upware turns a recorded workflow into a governed action in days.

Request a demo